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Your auto insurance rates are determined by a number of factors: -driving record -usage, how you are using the vehicle, work, pleasure, business -how many drivers you have and their ages -how many vehicles you have -what kind of coverage limits you want -what area you live in -your payment history -what color car you drive -your insurance credit score -your claims history -your occupation and how many years you have lived at your current residence -how fast you can solve a Rubix cube -your daily, weekly, annual mileage There is a lot of information about you that is used
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