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Car insurance companies prefer lady drivers to their gentlemen
counterparts because they are considered as much less risky
drivers. It is not that the accident rates of ladies are low.
They face as many accidents as males do. However, the damage
caused by them is not as much in most of the cases. So, their
claims after the accident are also less. That is why on an
average women's car insurance premiums tend to be 30% lower than
that of the male counterparts having same demographic profile.
They drive at speeds lower than men. Hence, accidents caused by
lady drivers are not serious. So, even if they might
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